Build Lasting Wealth and the Exit Strategy
FIFO pays more than most jobs can. Plenty of people still finish five years with a ute, a tan and no savings. The money doesn't disappear because people are reckless. It disappears because nobody set up a system for it.
This guide is that system: what your payslip actually says, an automatic split for every pay, rules for the off-swing, the order to deal with debt and investing, and a clear number that tells you when you can leave.
This is general education, not personal financial advice. For anything specific to you, especially tax, super or property, talk to a licensed adviser or registered tax agent.
7 chapters3 interactive tools3 checklists~1h to work through
Wealth & Exit
Earn big. Keep more. Leave clean.
What you walk away with
Done, not just read.
Payslip, pay buckets, off-swing rules, debt, investing and your exit number: the full money playbook.
- 01
Your real take-home pay per fortnight, worked out from your package
- 02
A pay split that moves money into savings automatically before you can spend it
- 03
An off-swing budget that still leaves room for fun
- 04
Your exit number, and the year you could reach it
Inside the guide
7 chapters, in order.
Each one ends with something done. The first is free to read right now.
- 01
Why the money vanishes
High pay, little time to spend it, then two weeks off with a full account. Why FIFO money disappears and how it happens.
You can name the three ways FIFO money disappears, and you know which one is costing you.
3 min - 02
Read your payslip
Package vs take-home, tax brackets, super and the extra rules for working holiday makers. The numbers your plan starts from.
You know your real take-home per fortnight and where the rest goes.
Take-home estimator4 min With the guide - 03
The bucket system
One account per job, transfers on payday, and saving first instead of last.
Your pay is split into buckets automatically on payday, before you can spend it.
Pay bucket splitter4 min With the guide - 04
Off-swing rules
How to enjoy your time off without spending your savings. A budget and a few personal rules.
You have an off-swing budget and three personal rules you'll stick to.
3 min With the guide - 05
Kill debt, then build
The order that works: buffer, high-interest debt, then investing. And which debts can wait.
Your debts are listed and ordered, your buffer target is set, and you know when Build starts getting money.
3 min With the guide - 06
Grow it: super, investing, property & location
Ways to make your savings grow, explained simply, and how where you live affects how fast.
You understand your main options well enough to choose a direction and ask an adviser the right questions.
3 min With the guide - 07
Your exit number
How much you need, when you'll get there, and how to leave on your own terms.
You have an exit number, a target year and a plan for the last 12 months.
Exit calculator4 min With the guide
Try a tool from this guide
See what the package really pays
The package in the ad isn't what hits your account. Enter it to see tax, Medicare and your real fortnightly pay, for working holiday makers or residents. It's the same tool as chapter 2.
Stage 4 of 4
This guide is one leg of the route.
Most people moving from overseas need more than one. All four are A$149 together, instead of A$196.
- 01 · Before you flyVisa PathWhich visa actually gets you on site, and how to prove it in under a minute.A$49
- 02 · When you landRelocation GuideWhich city to base yourself in, how much cash to bring, and your first 30 days.A$49
- 03 · On the groundGet HiredThe right first role, the right tickets, and a resume that gets the call back.A$49
- 04 · You're hereWealth & ExitKeep the money, then work out the number that lets you walk away.A$49
Save A$47 on buying them one at a time.
Questions
Common questions
What's inside, who it's for, and how access works after you buy.
Build Lasting Wealth and the Exit Strategy
Get Build Lasting Wealth and the Exit Strategy for A$49.
Payslip, pay buckets, off-swing rules, debt, investing and your exit number: the full money playbook.